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This insurance is suitable for blocks of flats situated in England, Scotland, Wales, Channel Islands and Isle of Man.The following statements along with the subsequent questions form the basis of the Insurance. Any non disclosure ormisrepresentation of a material fact could invalidate your insurance contract.We will base the quotation on the following set of assumptions. Please confirm that you can meet the following criteria:
Each property:
- is in a good state of repair and regularly maintained.
- is of standard construction (built of brick and stone or concrete with roofs of slate, tiles, metal, concrete, asphalt andor sheets or slabs entirely of incombustible materials and with either concrete or timber floors. Flat felt on timber roofs mayalso be considered as standard.
- with a flat roof over seven years old must be inspected annually by a professional contractor. In the event of a claimproof of such inspections certifying the roof as weather proof may be required.
- is not Grade 1 listed.
- has not flooded and is not in area which suffers floods. Visit www.environment-agency.gov.uk to check.
- has not suffered from subsidence, landslip or heave and is not in an area which suffers from subsidence, landslip or heave.
- does not contain any flats let to Asylum Seekers, Refugees, Charitable Organisations, Housing Associations and is not classedas a house of mixed occupancy.
- does not contain flats classed as bed sits (bed sits are single rooms which do not have their own specifically designedkitchens and bathrooms).
- is not and will not be having any structural work carried out other than standard renovation (e.g. internal painting anddecorating, tiling, replacement of bathroom and or kitchen fixtures and fittings including sinks, basins, W.C., bath andshower, carpeting, internal joinery, plastering, central heating installation and external window replacement).
- is at least 80% owner occupied or professional let
You:
- will be insuring the whole building (not part of a block).
- have never had cover declined or renewal refused or cancelled or had any special terms and conditions imposed.
- have never been convicted of arson, theft or any other offence other than driving offences.
- are the owner of the property to be insured or have the right to insure the property.
I/we agree with the above and accept that this will form the basis of any cover provided.
This quotation will include Buildings, Communal Contents, Alternative Accommodation, Property Owners Liability, EmployersLiability.
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